Utah-Based · Nationwide Note Buyers
Turn Your Owner-Financed Note Into Cash.
We purchase seller-financed notes, mortgage notes, land contracts, and partial notes. Receive a confidential, no-obligation evaluation and discover your options.
Education
What Is A Real Estate Note?
A real estate note is a written promise to repay a loan secured by property. When a seller finances a buyer directly – also called seller financing or owner financing – the seller becomes the bank and holds a promissory note backed by the property.
Notes are valuable assets that produce monthly income, but life changes. Many note holders eventually decide they would rather have a lump sum of cash today than wait 10, 20, or 30 years for payments.
How A Note Becomes Cash
1. You hold a promissory note
Created when you owner-financed the sale.
2. We evaluate the note's value
Based on terms, payment history, and collateral.
3. You receive a written offer
Full purchase, partial purchase, or hybrid options.
4. Closing through escrow
Funds wired at closing. Borrower keeps the same loan.
Note Types
The Notes We Buy
Whether your note is brand new or seasoned for decades, performing or non-performing, we'll take a look.
Seller Carryback Notes
Created when you sold a property and financed the buyer directly.
Land Notes
Notes secured by raw land, lots, or recreational property.
Mobile Home Notes
Notes backed by mobile homes – yes, even in parks. We evaluate them all.
Commercial Notes
Notes secured by commercial, industrial, or mixed-use properties.
Performing Notes
Notes with a steady, documented history of on-time payments.
Non-Performing Notes
Notes with delinquencies or defaults. We evaluate workout and purchase options.
Motivations
Why People Sell Their Notes
There's no single "right" reason to sell a note. Most sellers are simply rebalancing their financial life – converting a long-term income stream into capital they can deploy today.
- Access cash now
- Fund new investments
- Retirement planning
- Pay off debt
- Reduce risk exposure
- Help family members
- Diversify investments
- Estate simplification
The Process
From First Call To Funded – In Five Steps
01
Submit Information
Share your note details through our secure intake form.
02
Review & Analysis
We evaluate the payment history, terms, and collateral.
03
Receive Offer
Get a written, no-obligation offer tailored to your goals.
04
Choose Structure
Pick full purchase, partial purchase, or a hybrid solution.
05
Close & Get Paid
Closing is handled through a licensed title or escrow company.
Founder
Andrew Hasser
U.S. Air Force Veteran · Utah Realtor · Real Estate Investor
Meet Andrew
Two Decades Of Discipline. A Lifetime Of Real Estate.
After 20+ years as a strategic intelligence analyst in the United States Air Force, Andrew transitioned full-time to real estate investing, private lending, and creative financing. He brings the same rigor and discretion to evaluating notes as he did to his intelligence work.
Today he is the founder of Wasatch Note Buyers, founder of the Armed Forces Real Estate Investors Association, a board member of Northern Utah Real Estate Investors Association, co-host of the Utah Real Estate Exchange, and a licensed Utah Realtor.
Learn More About AndrewFrequently Asked
Common Questions From Note Holders
How much is my note worth?
Value depends on balance, interest rate, payment history, property value, term remaining, and several other factors. We provide a free written evaluation.
Can I sell only part of my note?
Yes. Partial sales let you receive cash today while keeping a portion of future payments.
Do you buy notes outside Utah?
Yes. While we're based in Utah, we evaluate notes secured by property across the United States.
How long does the process take?
Most evaluations are completed within 1–2 business days. Closings typically take 2–4 weeks but we ask for 45 days just in case the title company takes longer.
Will my borrower be notified?
Only at closing, and only through a standard assignment-of-payment notice. Their loan terms do not change.
Free Evaluation
Request Your Free Note Evaluation
Take 90 seconds to share your note details. Andrew will personally review your information and respond with next steps within one business day. There is no cost and no obligation.
- Confidential and secure
- No pressure, no obligation
- Response within 1 business day
- Full, partial, or hybrid options
Step 1 of 4